8 "Gotchas" of the New Credit Card Laws

From Bankrate.com

* Certain rate increases allowed during the first year.
* Rate hikes on future purchases can take effect quickly.
* Not every change in terms requires advance notice.
* You can't opt out of rate increases and certain changes.
* No cap on penalty interest rates.
* Rate reductions aren't guaranteed despite required evaluations.
* Inactivity can still trigger penalties.
* No cap on certain fees.

See original article link above for details on each.